Control Your Financial Destiny

Stine Financial Group can help you design a comprehensive, individualized plan based on your needs, your circumstances, your financial goals and your dreams for the future. Your plan will take into account all the variables and all the options to help improve your savings, investments, benefits, insurance policies, retirement distributions, social security payout, and every other part of your retirement portfolio.

Comprehensive financial planning

At Stine Financial, we don’t believe in a cookie-cutter approach to financial planning. Our approach is specialized and focused on you. We work with each and every client to develop a unique, comprehensive financial and benefits strategy based on the life you want to live in retirement. We ask about your dreams and goals, and then develop a thorough plan that addresses every aspect of your portfolio, including social security, taxes, medical, estate planning, life insurance, investments, assets and family needs.

We meet with you regularly and offer financial advice to help you make the right decisions for your future. Here are some of the components of a comprehensive retirement plan.

Retirement/ Financial Planning

 401Ks and 401K rollovers
 IRAs and IRA rollovers
 Estate planning
 Wills and Trusts
 Investing for Growth and/or Principal Conservation
 Tax Distribution Planning and Tax Reduction

Individual Investments

 Educational IRAs and other financial planning for college
 Roth IRAs
 Traditional IRAs
 Common Stock, Mutual Funds
 Bonds, Annuities (Fixed, Variable, Indexed, Immediate)

Insurance

 Life Insurance
 Long Term Care Insurance

Business Programs

 SEP IRAs
 Simple IRAs
 401 (K) Plans
 Profit Sharing

Investments: a long term proposition.

Implementing financial planning strategies that will allow your money to work for you long-term, and at the same time provide income for the here and now, are vital to your financial plan. The value of long-term investments does not affect your ability to do the things you want to do now. Therefore it is critical that investments be part of your long-term plan. This applies to retirement planning and tax planning strategies in particular. A well conceived plan can make all the difference in how durable your plan is in uncertain economic times.

Let Stine Financial Group help you lay the foundation to live the life you want in retirement.